Can You Use Food Stamps on Instacart? A Clear Answer

Originally posted on November 20, 2023 @ 7:02 am

Many people rely on food stamps to purchase groceries, but with the rise of online grocery shopping, it’s natural to wonder if food stamps can be used on these platforms as well. Instacart is a popular online grocery delivery service that allows customers to order groceries from their local stores and have them delivered to their doorstep. But can you use food stamps on Instacart?

The answer is yes and no. Instacart does accept Electronic Benefit Transfer (EBT) cards, which are used to distribute food stamp benefits, but only in select states and for certain retailers. As of November 2023, Instacart accepts EBT for online purchases in California, Florida, Illinois, Maryland, New York, Oregon, and Washington. However, the program is limited to participating retailers in each state, so it’s important to check if your local store is eligible before placing an order.

Understanding Instacart and SNAP

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Instacart is an online grocery delivery and pickup service that allows customers to order groceries from local stores and have them delivered to their doorstep. SNAP (Supplemental Nutrition Assistance Program) is a federal program that provides assistance to low-income individuals and families to purchase food.

In recent years, Instacart has partnered with SNAP to allow customers to use their SNAP benefits to purchase groceries through the Instacart platform. This partnership has made it easier for SNAP recipients to access healthy and fresh food without having to leave their homes.

To use SNAP benefits on Instacart, customers must first link their SNAP EBT (Electronic Benefits Transfer) card to their Instacart account. Once linked, customers can add eligible items to their cart and pay using their SNAP benefits at checkout. It is important to note that not all items on Instacart are eligible for purchase with SNAP benefits. The United States Department of Agriculture (USDA) has specific guidelines for what items can and cannot be purchased with SNAP benefits.

Customers can easily identify eligible items on Instacart by looking for the “SNAP EBT eligible” label on the item’s page. Instacart also offers a filter option that allows customers to only see items that are eligible for purchase with SNAP benefits.

Overall, the partnership between Instacart and SNAP has made it easier for low-income individuals and families to access healthy and fresh food. By linking their SNAP benefits to their Instacart account, customers can conveniently purchase groceries online and have them delivered to their doorstep.

Setting Up Your Instacart Account

Before you can start using Instacart to order groceries, you need to set up an account. You can do this either through the Instacart app or on the Instacart website.

To create an account, you will need to provide some basic information, including your name, email address, and phone number. You will also need to create a password for your account.

Once you have created your account, you can start customizing your account settings. You can add your address to ensure that you are shown the correct store options for your area. You can also add your payment information so that you can pay for your groceries through the app or website.

It is important to note that if you plan on using food stamps to pay for your groceries, you will need to link your EBT card to your Instacart account. This can be done through the app or website by navigating to your account settings and selecting “Payment Methods.” From there, you can select “Add Credit/Debit Card” and enter your EBT card information.

Overall, setting up your Instacart account is a simple process that can be done in just a few minutes. By customizing your account settings, you can ensure that you have the best possible experience when using the app or website to order groceries.

Adding EBT Card to Instacart

Instacart allows customers to use their EBT (Electronic Benefit Transfer) card to purchase groceries online. To add an EBT card to the Instacart account, customers must follow a few simple steps.

First, customers need to ensure that their EBT card is a valid EBT SNAP card. Only valid EBT SNAP cards are accepted on Instacart. Customers can check the validity of their EBT SNAP card by contacting their local SNAP office.

Once the card is verified, customers can add their EBT card number to their Instacart account. To do this, customers need to navigate to their account settings and select “Add EBT Card.” Customers will then be prompted to enter their EBT card number.

It is important to note that customers cannot use their EBT card to pay for delivery or service fees. Customers must have a valid form of payment, such as a credit or debit card, to cover these fees.

In summary, adding an EBT card to an Instacart account is a straightforward process. Customers must ensure that their EBT card is a valid EBT SNAP card and add their card number to their account settings. With an EBT card added, customers can purchase groceries online using their SNAP benefits.

Eligible Items for Purchase

When using food stamps on Instacart, there are certain items that are eligible for purchase. These include a variety of food items such as fruits, vegetables, dairy products, meat, poultry, fish, bread, non-alcoholic beverages, seeds, and plants.

In general, any food item that is intended for human consumption and is not hot or ready-to-eat is eligible for purchase with food stamps. However, there are some restrictions on what can be purchased with food stamps, such as alcohol, tobacco, and non-food items like cleaning supplies.

When shopping on Instacart, eligible items for purchase will be clearly marked with a “SNAP eligible” label. This label indicates that the item can be purchased with food stamps.

It is important to note that not all items on Instacart are eligible for purchase with food stamps. For example, prepared meals, hot foods, and restaurant meals are not eligible. Additionally, some items may be eligible for purchase with food stamps in certain states but not in others.

Overall, when shopping on Instacart with food stamps, it is important to pay attention to the “SNAP eligible” label and to be aware of any restrictions on what can be purchased with food stamps. By doing so, individuals can ensure that they are making eligible purchases and making the most of their food stamp benefits.

Non-Eligible Items for Purchase

While Instacart does accept food stamps (SNAP) as a valid payment method, there are certain items that are not eligible for purchase using SNAP benefits. These items include tobacco, vitamins, supplements, alcoholic beverages, prepared foods, hot foods, cleaning supplies, and non-EBT eligible items.

Tobacco products, including cigarettes, cigars, and chewing tobacco, are not eligible for purchase with SNAP benefits. Similarly, vitamins and supplements are also not eligible for purchase with SNAP benefits, as they are considered non-food items.

Alcoholic beverages are also not eligible for purchase with SNAP benefits. This includes beer, wine, and spirits. While some states may allow the purchase of certain types of alcoholic beverages with SNAP benefits, it is important to check with your local SNAP office to determine if this is allowed in your area.

Prepared foods and hot foods are also not eligible for purchase with SNAP benefits, as they are considered luxury items. This includes items such as deli sandwiches, hot pizza, and other prepared meals.

Cleaning supplies are also not eligible for purchase with SNAP benefits, as they are not considered food items. This includes items such as laundry detergent, dish soap, and other household cleaning products.

Finally, non-EBT eligible items are also not eligible for purchase with SNAP benefits. This includes items such as pet food, toiletries, and other non-food items.

It is important to note that while Instacart does accept SNAP benefits as a valid payment method, it is the responsibility of the customer to ensure that they are only purchasing eligible items with their benefits. By being aware of the non-eligible items for purchase, customers can make informed decisions when shopping on Instacart with their SNAP benefits.

Participating Retailers and Stores

Instacart partners with a variety of retailers and grocery stores to offer food delivery services to customers. However, not all of these participating retailers and stores accept food stamps or EBT SNAP benefits as a form of payment.

Some of the participating retailers and stores that accept EBT SNAP benefits on Instacart include Safeway, Albertsons, and Aldi. It is important to note that not all locations of these retailers may accept EBT SNAP benefits, so it is recommended to check with the specific store before placing an order.

Additionally, Instacart has a list of participating EBT SNAP retailers on their website, which includes both grocery stores and other retailers. Customers can filter their search results to only show participating stores that accept EBT SNAP benefits.

Overall, while Instacart does have a variety of participating retailers and stores, it is important for customers to confirm whether their preferred store accepts EBT SNAP benefits before placing an order.

Instacart Service and Delivery Fees

When using food stamps on Instacart, it’s important to note that there may be additional fees associated with the service. These fees can include delivery fees, service fees, and bottle deposits, among others.

Delivery fees are charged based on the distance between the store and the delivery address, as well as the time of day and demand for the service. Instacart also offers a membership program called Instacart Express, which provides free delivery on eligible orders over a certain amount.

Service fees are charged to cover the cost of Instacart’s platform, including customer support and background checks for shoppers. These fees vary depending on the size of the order, but can be waived for Instacart Express members.

It’s important to note that some states require bottle deposits on certain beverages, such as soda and beer. Instacart will charge these fees if they are applicable in the customer’s state.

Overall, while there may be additional fees associated with using food stamps on Instacart, the platform offers a convenient way to access groceries without leaving the house. By understanding the fees associated with the service, customers can make informed decisions about their grocery shopping needs.

Payments and Tips on Instacart

Instacart accepts various payment methods, including credit and debit cards, Apple Pay, Google Pay, and EBT/SNAP. However, it is important to note that EBT/SNAP can only be used for eligible items and not for service or delivery fees.

When placing an order on Instacart, customers have the option to add a tip for their shopper. Tips can be adjusted up to three days after the order is delivered. It is recommended to tip at least 5% of the total order cost or $2-$5 for smaller orders.

Customers can also choose to add a delivery fee to their order, which varies based on the time of day and demand. However, Instacart Express members receive free delivery on orders over $35.

It is important to ensure that the payment method on file is up to date and has sufficient funds to cover the order total, including any tips and fees. Customers can also choose to save multiple payment methods on their account for added convenience.

In summary, Instacart offers a variety of payment methods and allows customers to add tips and delivery fees to their orders. It is important to keep payment methods up to date and to tip generously for exceptional service.

SNAP Eligibility and Application

To use food stamps on Instacart, users must be eligible for the Supplemental Nutrition Assistance Program (SNAP). SNAP is a federal program that provides assistance to low-income individuals and families to purchase food.

To be eligible for SNAP, applicants must meet certain income requirements. The eligibility requirements vary by state, but generally, applicants must have a household income at or below 130% of the federal poverty level. Additionally, applicants must be U.S. citizens or have legal immigrant status.

To apply for food stamps, individuals can visit their local SNAP office or apply online through their state’s SNAP website. The application process typically includes providing proof of income, residency, and identity.

Once approved for SNAP benefits, users can use their Electronic Benefit Transfer (EBT) card to purchase eligible food items on Instacart. However, it is important to note that not all Instacart retailers accept EBT payments, so users should check with their local store before placing an order.

In summary, to use food stamps on Instacart, users must be SNAP eligible and have an EBT card. The application process for SNAP benefits varies by state, but generally requires proof of income, residency, and identity.

Instacart in Different States

Instacart is available in all 50 states of the United States, making it a convenient option for people who want to shop for groceries online. However, the rules and regulations for using food stamps on Instacart vary from state to state.

Washington

In Washington state, customers can use food stamps to pay for their Instacart orders. Customers can add their EBT card as a payment method on the Instacart app and select the items they want to purchase. The delivery fee and service fee can also be paid using EBT.

Arizona

Arizona is another state where customers can use food stamps to pay for their Instacart orders. Customers can add their EBT card as a payment method on the Instacart app and select the items they want to purchase. However, the delivery fee and service fee cannot be paid using EBT.

California

In California, customers can use food stamps to pay for their Instacart orders. Customers can add their EBT card as a payment method on the Instacart app and select the items they want to purchase. However, the delivery fee and service fee cannot be paid using EBT.

Oregon

In Oregon, customers can use food stamps to pay for their Instacart orders. Customers can add their EBT card as a payment method on the Instacart app and select the items they want to purchase. However, the delivery fee and service fee cannot be paid using EBT.

Overall, Instacart is a convenient option for people who want to shop for groceries online. However, customers should be aware of the rules and regulations for using food stamps on Instacart in their state.

Special Features and Promotions

Instacart offers various special features and promotions to its users, including discounts, coupons, and sales. However, it is important to note that food stamp benefits cannot be used in conjunction with these promotions.

Users can still take advantage of Instacart’s regular discounts and sales, which are available to all customers. These promotions can be found on the Instacart app or website, and may include discounts on specific items or free delivery on orders over a certain amount.

Instacart also offers a subscription service called Instacart+, which provides users with free delivery on all orders over $35. However, food stamp benefits cannot be used to pay for the subscription fee.

While food stamp benefits cannot be used on Instacart promotions, users can still save money by shopping for items that are eligible for food stamp benefits. These items include fruits, vegetables, meat, dairy, and more.

In summary, while food stamp benefits cannot be used on Instacart promotions, users can still take advantage of regular discounts and sales, as well as save money by shopping for eligible items.

SNAP Online Purchasing Pilot

The SNAP Online Purchasing Pilot is a program launched by the USDA (United States Department of Agriculture) in partnership with various retailers, including Instacart, to allow SNAP (Supplemental Nutrition Assistance Program) participants to purchase groceries online using their EBT (Electronic Benefits Transfer) card.

The pilot program was launched in April 2019 and has since expanded to include more states and retailers. As of November 2023, 47 states and the District of Columbia participate in the program, with over 40 retailers offering online purchasing options.

To participate in the program, SNAP participants must have a valid EBT card and live in a state that participates in the pilot program. They can then create an account on the retailer’s website or app and add their EBT card as a payment method. During the checkout process, they can select the option to pay with their EBT card and enter their PIN.

It is important to note that not all items on the retailer’s website or app are eligible for purchase with SNAP benefits. The USDA has provided guidelines for eligible items, which include most food items but exclude items such as alcohol, tobacco, and hot prepared foods.

Overall, the SNAP Online Purchasing Pilot provides a convenient option for SNAP participants to purchase groceries online and have them delivered to their doorstep. It also helps to promote healthy eating by allowing participants to easily access a wider variety of fresh and nutritious foods.

Ordering Groceries Online

In today’s fast-paced world, many people are turning to online grocery shopping and delivery services to save time and effort. Instacart is one such service that offers online grocery delivery, but can you use food stamps to pay for your groceries?

The answer is yes, you can use food stamps to pay for your groceries on Instacart. However, not all stores on the Instacart platform accept food stamps, so it’s important to check before placing your order. You can filter your search results to show only stores that accept food stamps by selecting “SNAP EBT eligible” under the “Special Features” section.

Once you’ve found a store that accepts food stamps, you can add eligible items to your cart and proceed to checkout. During checkout, you’ll be prompted to enter your EBT card information. If you have a cash benefit account, you can also use it to pay for any non-eligible items in your order.

It’s important to note that Instacart charges a delivery fee and a service fee for each order, which cannot be paid for with food stamps. However, you can use other payment methods, such as a credit or debit card, to cover these fees.

Overall, ordering groceries online can be a convenient and time-saving option for those with busy schedules. With Instacart, you can use food stamps to pay for eligible items and have your groceries delivered right to your doorstep.

Troubleshooting and Support

If you encounter any issues while using food stamps on Instacart, there are a few troubleshooting steps you can try before reaching out to support.

First, double-check that your EBT card is valid and has sufficient funds. If your card has expired or has no funds available, you won’t be able to use it on Instacart.

Next, ensure that you’ve added your EBT card to your Instacart account correctly. You can check this by going to “Account” and then “Payment Methods” in the Instacart app or website. If your card isn’t listed or is listed incorrectly, you’ll need to update it.

If you’re still having trouble using food stamps on Instacart, you can contact support for further assistance. You can reach out to Instacart support via the “Help” section in the app or website.

When contacting support, be sure to provide as much information as possible about the issue you’re experiencing. This may include screenshots, order numbers, and any error messages you’ve received.

Instacart support may also direct you to additional documentation or resources to help resolve your issue. If necessary, they may also escalate your issue to a higher level of support for further assistance.

Overall, while using food stamps on Instacart is generally straightforward, there may be times when you encounter issues. By following the troubleshooting steps above and reaching out to support if necessary, you can help ensure a smooth and successful shopping experience.